By accessing and using our Services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy. If you are using the Services on behalf of a company or organization, you warrant that you have the authority to bind them to these Terms.

Your use of the Services signifies your agreement to the following:

• You are at least 18 years of age or the legal age of majority in your jurisdiction.
• You will comply with all applicable local, state, national, and international laws.
• You will not use the Services for any unauthorized or illegal purposes.

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on our website. We encourage you to periodically review these Terms to stay informed about updates. Continued use of the Services after changes signifies your acceptance of the revised Terms.

To access certain features of our Services, you may be required to create an account. By creating an account, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and all activities under your account.

As a user, you agree to:

• Keep your account information up to date.
• Notify us immediately of unauthorized access or account breaches.
• Be responsible for all actions performed under your account, whether authorized or unauthorized.

Failure to adhere to these responsibilities may result in the suspension or termination of your account.

You agree to use the Services in a manner consistent with all applicable laws and regulations. You are prohibited from engaging in any of the following activities:

• Misuse of Services:

• Attempting to hack, disrupt, or disable our systems or servers.
• Uploading harmful content, including viruses or malware.
• Using automated systems like bots to access the Services.

• Prohibited Content:

• Sharing illegal, obscene, or defamatory content.
• Posting content that infringes on intellectual property rights.
• Engaging in harassment, hate speech, or abusive behavior.

• Unauthorized Access:

• Gaining access to other users’ accounts or private data.
• Circumventing any restrictions or security measures.

The content, features, and functionality of the Services, including but not limited to text, graphics, logos, images, and software, are the exclusive property of [Your Company Name] and are protected by copyright, trademark, and other intellectual property laws.

You are not permitted to:

• Copy, modify, or distribute any part of the Services without prior written consent.
• Use our trademarks, logos, or branding without authorization.
• Exploit any part of the Services for commercial purposes.

Violation of our intellectual property rights may result in legal action.

If you purchase products or subscribe to paid features through the Services, you agree to pay all applicable fees, taxes, and charges. All payments must be made through the approved payment methods provided.

Refund and Billing Policy:

• Payments are non-refundable unless otherwise stated.
• In the event of billing errors, you must notify us within 30 days.
• Subscription plans will auto-renew unless canceled in advance

Failure to pay may result in account suspension or service termination.

We reserve the right to terminate or restrict your access to the Services for any reason, including but not limited to violations of these Terms.

You may also terminate your use by:

• Discontinuing access to the Services.
• Deleting your account by contacting [Your Company Name].

Upon termination:

• All rights granted to you under these Terms will cease immediately.

• Certain obligations, such as payment of outstanding fees, will survive.

The Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Fitness for a particular purpose.
• Non-infringement of third-party rights.
• Reliability, accuracy, or availability of the Services.

We do not guarantee that the Services will be error-free or uninterrupted. Use the Services at your own risk.

To the fullest extent permitted by law, [Your Company Name] shall not be liable for any:

• Indirect, incidental, special, or consequential damages.
• Loss of profits, data, or goodwill arising from your use of the Services.

Our total liability is limited to the amount you paid for the Services in the 12 months preceding the claim.

These Terms are governed by the laws of [Your Jurisdiction], excluding conflict of law principles.

Dispute Resolution:

• Any disputes shall first be attempted to resolve informally by contacting us at [Your Contact Email].
• If unresolved, disputes may be resolved through arbitration or in the courts of [Your Jurisdiction].